Portfolio Risk Manager

Why this role matters

We’re launching a new business line in Mexico and looking for a strong leader to own credit risk end-to-end. You’ll set the risk vision, design frameworks, build and lead the team, and ensure sustainable portfolio growth while keeping losses under control.

Day-to-day responsibilities

• Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops.
• Own risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes.
• Portfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage tracking.
• Team leadership: recruit, mentor, and develop analysts; foster a data-driven and experimentation-focused culture.
• Cross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teams.

The ideal candidate

• 3+ years in credit risk management focused on retail or consumer lending portfolios (banking or fintech).
• Strong understanding of scorecard design, ML techniques, and alternative data for credit decisioning.
• Proficient in SQL and Python/R with hands-on experience working with data.
• Proven leadership experience — managed teams, set OKRs, and developed analysts.
• Bachelor’s degree in Finance, Economics, Engineering, or Mathematics; MBA or CFA is a plus.
• Strong technical or quantitative background with a strategic mindset.
• B1 or higher English level for effective communication with an international team.

Our ways of working

• Innovative Spirit: a commitment to creativity and groundbreaking solutions.
• Honest Feedback: valuing open, transparent communication.
• Supportive Team: a strong, collaborative community.
• Celebrating Achievements: recognizing our wins together.
• High-Tech Environment: a team full of smart and revolutionary people who dare to challenge the status quo of incumbent finances.

Our benefits

• Relocation support to Mexico with assistance for the employee and their family.
• Flexible work: hybrid or full-time from our office in Mexico.
• Healthcare Coverage.
• Education Budget: Language lessons, professional training and certifications.
• Wellness Budget: Mental health and fitness activity reimbursements.
• Vacation policy: 20 days of annual leave and paid sick leave.